Single Rental Loan
Single loan for single rental property.
30 year term with full amortization and fixed rate.
Loan amounts $75,000 - $750,000.


Portfolio Rental Loan
Blanket loan for 7+ rent-producing doors.
5- or 10-year term, fixed rate.
Loan amounts $700,000+

Other Investor Loan Products

Outside The Box

  • Self-employed and wage earners use alternative doc type- No 4506-T or tax returns required

  • 80% LTV to $1MM with 740 FICO

  • 640 FICO on Primary Purchases & R/T - 55% LTV to $1,000,000

  • Loan amounts to $5,000,000

  • Max DTI 49%

  • 100% gift funds allowed on primary and 2nd Home

  • Business funds allowed if borrower is 100% owner of business and account

  • Non-QM waiting periods on negative credit events

  • P & I reserves on subject property only

  • 15 & 30 year fixed rate plus 7/1 ARM and 7/1 ARM with interest only option

  • Available for Foreign National borrowers

  • Non-warrantable condo’s allowed (See guidelines for restrictions)

  • Transferred appraisals allowed with a Field Review

  • Cash out proceeds can be used to meet reserve requirement

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